Income & expenses
Record transactions, categories, merchants, notes and payment methods with a clear monthly view.
Personal finance, made clear
Know where your money goes.
Track income, expenses, budgets, savings goals, debts and net worth from one secure personal finance workspace.
✓ Accounts & wallets
✓ Savings goals
✓ Debt tracking
✓ Reports & insights
See your cash flowIncome, spending and savings
Stay on targetGoals, budgets and debts
Everything in one place
Understand your whole financial life.
Track everyday money movement while keeping long-term goals, debts and net worth visible.
Accounts & wallets
Track bank accounts, cash, mobile money, savings, investments and account transfers.
Smart budgets
Create monthly category budgets and see when spending begins approaching your limits.
Savings goals
Set target amounts, contribute from your accounts and monitor lifetime progress toward what matters.
Debts & loans
Track what you owe, what others owe you, lifetime repayments, outstanding balances and progress.
Recurring money
Automate regular salary, bills and transfers while keeping every movement tied to an account.
Financial calendar
See upcoming and historical financial activity on a simple calendar view.
Reports & insights
Review annual summaries, goal reports, debt reports, savings rates and downloadable exports.
Net worth
Bring accounts, goal savings, receivables and liabilities together into one current financial position.
Email & SMS notifications
Stay informed about important financial activity and account events through configurable email and SMS notifications.
AI Chat Assistant
Ask questions about your finances in natural language and get clearer explanations of your spending, savings, budgets and financial trends.
AI Agent
Use intelligent assistance to help monitor your financial activity, surface useful insights and support routine personal-finance workflows.
Your dashboard
See where you stand at a glance.
Switch between a month, a full year or your complete financial history. Track income, expenses, savings contributions, debt payments, cash flow, savings rate and current net worth.
- All-time, yearly and monthly financial views
- Interactive spending trends with exact values
- Clickable indicators that take you directly to the underlying data
- Separate cash flow from savings and debt repayment activity
Track My Pesa on Android
Your money, wherever you go.
Use Track My Pesa from your Android phone to keep your finances close at hand. Review your dashboard, record transactions, manage accounts, follow savings goals and use the AI Assistant from one mobile experience.
✓Full financial dashboardSee balances, cash flow, savings and net worth.
✓Track money on the moveAdd transactions, transfers, goals and other activity from your phone.
✓AI financial assistanceAsk questions and review your finances directly in the app.
✓In-app update checkingKnow when a newer Track My Pesa Android release is available.
Android APK available directly from Track My Pesa.
Getting started tutorial
Learn Track My Pesa step by step.
Watch the complete getting-started guide and learn how to organise your money, record transactions and use the tools that help you understand your financial position.
- Set up accounts and wallets
- Record income, expenses and transfers
- Manage budgets, savings goals and debts
- Explore reports, the financial calendar and AI Assistant
▶Getting Started with Track My Pesa — complete personal finance guide on the Wafariko Limited YouTube channel.
Designed for clarity
Better money decisions start with better visibility.
Track My Pesa separates spending, savings, debt repayment and current net worth so your numbers tell the right story.
1Dashboard for your complete financial picture
3Period views: month, year and all time
6+Core finance areas tracked together
CSV / PDFUseful exports for reports and records
How it works
Start building your financial picture in minutes.
1
Add your accounts
Create your bank, mobile money, cash or other wallets with their opening balances.
2
Track money movement
Record income, expenses, transfers, recurring items, goal contributions and debt payments.
3
Review and improve
Use dashboards and reports to understand patterns, strengthen savings and manage debt deliberately.
Simple plans
Choose the setup that fits you.
Start with the essentials today and unlock more intelligent financial tools as Track My Pesa grows.
Personal
Free
For getting started
- Accounts & transactions
- Budgets
- Savings goals
- Debt tracking
Recommended
Plus
UGX 15,000 / month
For deeper financial planning
- Everything in Personal
- Advanced reports
- Recurring automation
- Email & SMS notifications
- AI Chat Assistant
- AI Agent
- More export options
FAQ
Common questions.
You can track income, expenses, transfers, accounts, budgets, savings goals, debts and loans, recurring activity, reports and current net worth.
Yes. The dashboard supports month, year and all-time views so you can move between short-term cash flow and your complete history.
No. Track My Pesa keeps goal contributions separate from normal expenses so savings rates and available cash flow remain meaningful.
Yes. Debt reports distinguish original principal, lifetime repayments or collections, selected-period activity and the current outstanding balance.
Take control of your money flow.
Build a clearer picture of what comes in, what goes out, what you are saving and what you still owe.
CONTACT
Have a question about Track My Pesa?
Whether you need product help, want to share feedback, or have a privacy or business enquiry, send us a message and the Track My Pesa team will get back to you.
Call us+256 394 745971
Call us+256 705 055882
Visit usVentureLabs, Plot 25 Mpanga Close, Bugolobi, Kampala
Email ussupport@trackmypesa.com